Personal Finance


Final Exam Study Guide - complete the study guide and bring it with you to the Final. Final exam is Friday June 8th.





Developing a Resume

Using the Developing a Resume Information Sheet, complete the Developing a Resume worksheet.






Electronic Banking

Using the Electronic Banking Information Sheet, complete the Electronic Banking Note Taking Guide.







Complete the Electronic Banking Scenario - find and list at least 10 vocabulary words related to electronic banking, two safe banking practices and two unsafe banking practices.





Types of Insurance PowerPoint Project - open the document below and follow the instructions. Email completed PowerPoint Project to phillip.schneider53@gmail.com.





Types of Insurance

Using the KWL Chart, fill in the "What I already know about insurance?" and "What I want to know about insurance?".




After watching the video clip from Risk Responsibility Reality called "In the Classroom", complete the "What did I learn about insurance?".

Risk, Responsibility and Reality Video Clip

Using the Automobile Insurance-The Basics PowerPoint presentation, complete the Automobile Insurance Vocabulary Sheet






Using the Types of Insurance PowerPoint presentation or Information Sheet, complete the Types of Insurance Note Taking Guide.








What Covers the Risk? - open the document below and match the type of insurance to the appropriate situation.



Damon Goes to the Hospital - Read the scenario and answer the questions in the document below.






Checking Account and Debit Card Simulation Scoring Sheet - simulation packet is due on Thursday April 26, 2012




Quarter 3 Study Guide - complete the study guide for the Quarter 3 exam. Bring completed study guide to the exam. Quarter 3 Exam will be on Wednesday April 4th.




Unit 5 - Your Money: Keeping It Safe and Sound

Exercise 5C - Making a Deposit - page 62



Excecise 5D - Keeping Track - page 65



Your Money: Keeping it Safe and Sound Powerpoint



Assignment 5-2 - Using a Checking Account




Buying and Financing the Car of Your Dream Project - using the document below, complete the project to buy and finance your dream car.






Automobile Loans Vocabulary - log onto Quia.com and complete the Automobile Loans Vocabulary Activity. Play the activity as many times as you need to learn the vocabulary terms. Once you have learned the terms, take the Automobile Loans Quiz on Quia.com.

Quia.com

Automobile Loans - What Do I Need to Know? - Use the PowerPoint presentation below to answer the questions about automobile loans.

Also complete the information on Calculating a Down Payment (Slides 26-28), APRs (Slide 31) and Time Periods (Slide 33).






Please Correct My Credit Report - read page 50 from your NEFE High School Financial Planning Program student guide (document below) and write a letter to a credit report company requesting them to correct a mistake on your credit report.










Credit Report Articles and Videos

Watch some of the video clips from the What’s My Score Video Contest (link below). Especially the clip entitled “A Rock Star’s Credit Score” by Scott Blair. This was the “Grand Prize” winner.

In small groups, discuss how having a bad credit score can negatively impact an individual? What went wrong for the people in the video clips?

What's My Score Video Contest







Use the link below to find your own Credit Score. If you can not answer some of the questions, make up the answers and see how it affects the credit score. Try it a couple of times to discover how to get a good credit score and what might cause a bad credit score.

Estimate Your Credit Score in 10 Questions
Estimate Your Credit Score in 10 Questions

In your small groups, read "Isabella Langley's Story" and discuss how you can help her to solve her credit history problems.
  • What steps can Isabella take in the short term and long term to improve her credit report? Write your response on a separate page.



HOMEWORK - Read "Carolina's Credit Report Summary" and answer the questions for the "Credit Report Scenario"





Understanding Credit Reports

Using the "Understanding Credit Reports" information sheets, answer the questions about credit reports.





What would you do? Read the scenarios on the document below and using your “Take Charge of Credit Cards” note taking guide, write an appropriate response to each scenario.





Taking Charge of Credit Cards

Using the "Taking Charge of Credit Cards" information sheets, answer the questions about credit cards.



Once you have finished the questions, log onto Quia.com and take the "Taking Charge of Credit Cards" quiz.

Quia.com



Tracking a Stock PowerPoint Presentation
Create a PowerPoint presentation about the stocks that you selected to track. If you are working in a group, share your document in Google Documents. (You must have a Gmail account to access Google Documents.)
Accessing Google Documents
  • Log onto Google.com and go to "More" in the drop down menu and select "Documents"
  • Select "Create" and then select "Presentation" (This will open a PowerPoint presentation)
  • If you are working in a group, select "Share" and add the email addresses of the other members of your group.

Directions for PowerPoint
  • Title Slide - "Tracking a Stock" and your name or group members names.
  • One slide explaining why you chose the stocks that you did?
    • Because you enjoy the companies products, the stocks are all in the same industry, they create a diversified portfolio, etc.
  • Two slides for each company
    • Excel Spreadsheet that includes company name, stock symbol, stock exchange, initial purchase price, number of shares and stock prices for each date tracked.
    • Profit and Loss Chart and Overview of each stock
      • Industry
      • Book Value
      • P/E Ratio (Price/Earnings)
      • Dividends
      • EPS (Earnings per Share)
      • Beta
      • Final Outcome - how did each stock perform, did you lose or earn money?
  • One slide explaining what you like about your stock selection and is there anything you would change?

Tracking a Stock PowerPoint Presentation Information and Rubric





Tracking a Stock EXCEL Spreadsheet - Complete your Excel spreadsheet for "Tracking a Stock". Email your speadsheet as an attachment to phillip.schneider53@gmail.com. You should submit one spreadsheet per group (or individually if working alone). Please include all group members names in the text of your email. Please include all of the dates below on your spreadsheet.

  • Initial Purchase Date is December 21, 2011
  • Stocks should be tracked on 12/23, 12/27, 12/28, 12/29, 12/30, 1/4/12, 1/6, 1/9, 1/11, 1/13, 1/18
  • Final Sale Date is Friday January 20, 2012


Midterm Study Guide - using information from your workbook and notetaking guides, complete the study guide. Bring the completed study guide to the midterm.

Midterm - Tuesday January 24th from 12:30-2:15pm






Friday January 13, 2012

1. Using the document below (or the handout in class), answer the questions about "Comparison Shopping for Credit Cards." After completing the chart, you should start to organize your thoughts about the essay.


2. Continue to track your stocks.

3. Complete the notetaking guide for "Understanding a Credit Card"

Midterm for Personal Finance will be on Tuesday January 24, 2012



Answer the questions related to the video, Students and Credit Cards, before watching the video. Be prepared to discuss your answers and comment on the students responses from the video



Students and Credit Cards Video: http://video.creditcards.com/iaJ/students-and-credit-cards


Use the Understanding a Credit Card Powerpoint or Understanding a Credit Card Information Sheet to complete the questions related to Understanding a Credit Card Notetaking Guide.






My Personal Holiday Budget - Due Wednesday December 21, 2011
Congratulations! You have a new part-time job for the holidays that pays minimum wage. It is the holiday season and you want to save money to buy gifts for your family and friends. With this new income, you have decided to create a monthly budget so you can plan how you will save and spend your money. Use the information given in class and the monthly personal budget worksheet to create at budget that will balance at the end of the month.
Monthly Personal Budget Worksheet


DO NOW: Answer the questions about the presentation from H & R Block.


Homework: Complete the following worksheets
Buying Stocks
Stock - Percentage Change



Tracking a Stock - Choose seven companies and research the following information for each company. Information can be found on company Web sites, newspapers, www.finance.yahoo.com, and the New York Stock Exchange www.nyse.com. After researching the companies, determine the top five companies you would like to invest $2,000 into for your portfolio. You will then track those companies for six weeks.




  • Initial Purchase Date is December 21, 2011
  • Stocks should be tracked on 12/23, 12/27, 12/28, 12/29, 12/30, 1/4/12, 1/6, 1/9, 1/11, 1/13, 1/18
  • Final Sale Date is Friday January 20, 2012


Language of the Stock Market Quiz (Questions 1-20) - after completing and studying questions #1-20, log onto Quia.com and take the Language of the Stock Market quiz. Do not use any of your notes for this quiz.

Quia.com



Homework

Create a taxonomy for Introduction to the Stock Market. Use the Intro to Stock Market Information Sheet to help you.





Use the Language of the Stock Market Information Sheet or Language of the Stock Market Powerpoint to complete the questions related to the Language of the Stock Market



Language of the Stock Market Powerpoint





Stock Market Information

  • The stock market is the core of the American economic system.
  • Stocks are shares of ownership in the assets and earnings of a company
  • If companies are doing poorly, their stocks are doing poorly. Therefore, poor stock performance serves as an indicator that the economy is not performing well (and vice versa).
  • Stocks represent companies which touch every aspect of a person’s life.
  • Every day a person uses hundreds of products from companies listed on the stock market.

Complete the following assignment:
Identify one product you have used in the past week.

1. Determine what company made the product

2. Find the stock symbol and today’s price of the stock.

3. With your group, create a poster that shows the products, companies, stock symbols and today's stock prices

Introduction to the Stock Market Anticipation Guide

Read each statement and decide whether you agree or disagree with the statement (circle your answer). State the reason why you agree or disagree. After you have read the Language of the Stock Market information sheet, fill in the “I learned” section for any statements that you learned something about.




Business Math

Complete each assignments listed below individually; then get together with your team to compare answers and decide correct answers collectively. The team with the most correct answers wins. (Hopefully all of the teams!)
If you missed this class, please do these assignments individually.










Introduction to Investing Notetaking Guide - Use the information sheet or PowerPoint to complete the notetaking guide.